2007 Mustang Gt
January 23rd, 2011

Ford Car And Truck Insurance
The purchase value for a 2010 F150 pickup truck is over eighty% greater than for a new Ford Focus car, but common insurance charges for the F150 are about 30% less.
Of the 3 Ford vehicles in this auto insurance coverage charge comparison, a brand new 2010 Ford Focus has the bottom average sticker value at US$14,962. The highest-worth car, a 2010 Ford F-a hundred and fifty truck, costs about 82% more at $27,277.
Not far behind the Ford F-a hundred and fifty in price is the well known, revered and desired Ford Mustang. Based on AOL Autos knowledge, the average sticker worth for a Ford Mustang is $25,737.
However do the typical annual auto insurance charges for a Ford F-one hundred fifty mirror its average greater purchase price when put next towards the yearly premiums for a Ford Mustang or a Focus?
To search out out, this evaluation compares premium information quotes from Insurance.com. Quotes used in this benchmark study had been limited to Ford vehicles made in 2006, 2007, 2008 and 2009. The U.S. national common statistics offered under were primarily based on single-driver quotes throughout the first 2 quarters of 2009.
Average charges proven are based on the average low and high premiums from over a dozen distinct auto insurers whose rates customers can compare by way of the Insurance.com website.
Ford Auto Insurance coverage Rates
Even though the Ford Focus carries an average sticker value eighty two% decrease than the F-a hundred and fifty pickup truck, the typical quoted premium for a Focus throughout the first 2 quarters of 2009 was 28.4% larger than that for the more expensive F-150.
1. Ford F-one hundred fifty … US$2,450 average annual premium (down 4% from 2008)
2. Ford Focus … $three,a hundred forty five (up 12.2%)
3. Ford Mustang … $3,033 (down 1.2%).
The annual insurance bill for a Focus can be 23.eight% better than that for a Mustang, even though the average purchase price for a 2010 Mustang is forty two% less than for a 2010 Focus.
To make matters worse, common insurance quotes for the Ford Focus have gone up by 12.2% up to now in 2009, while the Mustang and F-a hundred and fifty have experienced modest declines.
One attainable reason that Focus drivers are tagged with increased common insurance charges is the fact that the Ford Focus receives 4 stars (out of 5) from the National Freeway Traffic Safety Administration (NHTSA). Each the Ford F-one hundred fifty and the venerable Mustang have been awarded 5 stars on the NHTSA driver and passenger frontal crash tests.
This means greater injury expenses when a Ford Focus is concerned in an car accident.
Ford Automobiles Offering Most Insurance coverage Financial savings
In proportion phrases, the Ford Focus showed the greatest variations between lowest and highest common quotes throughout 2009’s first 2 quarters.
1. Ford Focus … US$2,205 to $3,855 common annual premium (74.eight% difference)
2. Ford F-a hundred and fifty … $1,935 to $three,210 (65.9%)
3. Ford Mustang … $2,330 to $3,764 (61.6%).
Ford Focus drivers obtained premium quotes that various by as much as $1,650 per year. Other potential charge financial savings had been:
* $1,434 for Ford Mustang drivers
* $1,275 for Ford F-a hundred and fifty drivers.
So whereas costlier autos just like the Ford F-one hundred fifty pickup truck do not necessarily lead to larger auto insurance coverage premiums, F-a hundred and fifty car homeowners can save an average of 65.9% or $1,275 yearly by buying around for the lowest auto insurance coverage quotes.
The most costly automobile to insure, the Ford Focus, also gives the best alternative for insurance coverage savings. Focus drivers can save on average nearly seventy five% or $1,650 on their yearly automobile coverage costs.
Ford Mustang owners can save a hefty average 61.6% or $1,434 off of their annual automobile insurance premiums.
The biggest take-away from this temporary look at Ford car insurance coverage charges is that buyers want to check rates from plenty of insurers earlier than renewing their auto insurance coverage policies – regardless of the Ford automotive or truck they drive.
This post is written by Joshua Davis, he is a web enthusiast and ingenious blogger who loves to write about many different topics, such as gold coast plumber. His educational background in journalism and family science has given him a broad base from which to approach many topics, including plumber gold coast and many others. He enjoys experimenting with various techniques and topics like plumbers gold coast, and has a love for creativity. He has a really strong passion for scouring the internet in search of inspiational topics.
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